Our Rights With The Collection Agencies

There are plenty of people who lost their investment in this economic recession, I believed that the main reason why American are losing their vehicles, houses and some of their other properties is because the jobs moved overseas. I know alot of people who are buried to debt and they can barely afford their groceries and they can't pay their bills. There are some houses in my neighborhood who had their utilities cut off because they can't afford it or they are already too late in their payments, I don't blame some individuals who are trying to apply different types of credit cards and loans just so they can get thru the months, but the problem is that credit cards are raising their rate almost every months and if our payments are late they will charge way more than we want to, sadly we can't avoid this collection companies who are calling almost everyday and even myself experienced this kind of treatment, which is so annoying and unfair, that's why each one of us should be aware on our rights with collection agencies, please know that they can't threatened our life, if you heard anything that is offensive and scary from this people who are calling you, please report them to authorities, they are not allowed to make us feel afraid and scared to anybody everyday, you might end up collecting money from their irresponsible actions.